Secured vs Unsecured Business Loan. Which One is Better for Your Business? October 29, 2019October 29, 2019 by admin When it comes to the borrowing of money, a business loan is the best option. Avail the best small business loan only after knowing about secured and unsecured business loans. Available Credit vs. Credit Limit: This is the Difference January 11, 2019January 11, 2019 by admin Your total credit limit is the total amount you’re allowed to borrow, while your available credit is the amount of your credit limit minus your current balance on your card. It’s best to pay off your card in full each month so you will have lots of credit available. Not only does this help your credit score, but it also ensures you can use your card in case of an emergency.